What it does
Expenses, income and transfers between your own accounts. One form, with category, account, date, note, a receipt and a repeat rule. Edit or delete anything and the balances correct themselves.
Cash, current, savings and credit accounts added up into one figure, with money owed counted as owed.
Statement groups every entry by day. Categories ranks what each one cost you. Week charts the last seven days as bars or lines; touch a day to read its figures.
Open every transaction and read it by this week, this month, this year, your country’s financial year or any span you choose, with money in and money out totalled at the top. Every account has a statement of its own as well.
Set a monthly budget and Home shows what is left. Add bills and savings goals, choose your pay cycle, and see a daily safe-to-spend figure — with a “can I afford this?” check. “What it went on” breaks the month down by category right under the budget.
Pick your country and the whole app follows: currency symbol, thousands separator, decimal mark and date order.
Rename, recolour and re-icon the ones that ship with the app, or add your own from 24 icons and 12 colours. Filter Home by one or several and every figure follows.
Attach a PNG, JPG or PDF to any entry. Export your whole ledger to a spreadsheet whenever you want it somewhere else.
No bank logins, no card numbers, no OTPs, and it does not read your SMS. Everything is entered by you and kept in a database on your phone.
A considered theme either way, or follow your system. Long-press the icon to jump straight to a new expense, income or transfer.
One purchase, no subscription. It switches every ad off for good and removes the free tier’s cap on how many entries you keep and how many category lines the breakdown shows. It restores itself on any phone signed in with the same Google account.
Ready to try it?
Spendjar is free on Google Play, supported by ads that only start once you have recorded a few entries — and stop for good with Pro, a one-time purchase. Ads use Google AdMob, anonymous statistics use Firebase, and the purchase goes through Google Play; your amounts, accounts and notes are never part of any of them — see the privacy policy.