Terms of Service — Spendjar

Last updated: 11 September 2026

These Terms of Service (the “Terms”) govern your use of the Spendjar app, formerly published as Money Tracker (package com.auspo.money.tracker, the “App”), published by Auspo Apps (“we”, “us”). By downloading or using the App you agree to these Terms. If you do not agree, please do not use the App.

Licence

We grant you a personal, non-exclusive, non-transferable, revocable licence to use the App on devices you own or control, for your own private, non-commercial use. We keep all rights in the App that these Terms do not expressly grant you.

What you may not do

• Copy, sell, rent, sublicense or redistribute the App or its content.
• Reverse engineer, decompile or disassemble the App, except where the law expressly allows it.
• Interfere with the App's advertising, or with the services it depends on.
• Use the App in any way that breaks applicable law.

Not financial advice

The App is a personal record-keeping tool. Figures it shows — including balances, totals, bill schedules, the “safe to spend” estimate, the “can I afford this?” check and the weekly and category charts — are calculated purely from the numbers you enter, and are informational only. They are not financial, investment, tax or legal advice, and they may be wrong if your entries are incomplete or out of date. Always verify balances with your bank, and consult a qualified professional for financial decisions. We are not a bank, and the App never connects to your accounts.

Free app, advertising and Pro

The App is free to download and use. It is funded by advertising served by Google AdMob: a banner on most screens and an occasional full-screen ad after you save an entry, neither of which appears until you have recorded a few entries. We are not responsible for the content of the ads or for anything you do after following one.

Pro is an optional one-time in-app purchase. There is no subscription and nothing renews. Pro removes the ads permanently and removes the free tier’s cap on how many entries you keep and how many category lines the breakdown shows. The price is shown in Google Play in your local currency before you confirm. Payment is taken by Google Play under its own terms, and refunds follow Google Play’s refund policy; we cannot issue refunds ourselves. Pro is tied to the Google account that bought it and can be restored on any device signed in with that account. The limits of the free tier, and which features are part of Pro, may change over time; anything you have already bought stays yours.

Your content and data

The accounts, entries, categories, budgets, bills, goals and receipts you record belong to you. The App has no accounts of its own; your data is stored only on your device, and we do not back it up or synchronise it. Clearing the App's data, uninstalling it, or losing the device will lose that data permanently, and we cannot restore it. The App can export your ledger as a CSV file at any time; keeping such a copy is your responsibility. A receipt attached to an entry is a reference to a file on your device: if you delete or move the original, the App can no longer show it.

Notifications

With your permission, the App can send a daily reminder to record your spending and occasional messages. Delivery depends on your device's settings and we cannot guarantee a reminder will always arrive. Bill due dates shown in the App are for your reference; do not rely on the App alone to pay bills on time.

Third-party services

The App uses services from Google for advertising, analytics, crash reporting, remote configuration, anonymous installation identity, notifications and the in-app rating prompt, and RevenueCat to verify and restore the Pro purchase. Your use of the App is also subject to their terms, and their handling of data is described in our Privacy Policy. We are not responsible for third-party services or for the content of the ads they serve.

Availability and changes

We may update, change or discontinue the App or any feature at any time, with or without notice. We do not promise the App will always be available, uninterrupted or error-free.

Disclaimer

The App is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, or non-infringement, to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special or consequential losses, for lost data, or for financial decisions made in reliance on figures shown by the App. Nothing in these Terms limits liability that cannot be limited by law, including liability for death or personal injury caused by negligence, or for fraud.

Termination

You may stop using the App and uninstall it at any time. We may suspend or end your licence if you breach these Terms.

Governing law

These Terms are governed by the laws of India, and the courts of India will have jurisdiction over any dispute arising from them. If you use the App as a consumer elsewhere, you keep any mandatory rights and protections given to you by the law of the country you live in.

Changes to these Terms

We may revise these Terms as the App changes. Material changes will be reflected in the “Last updated” date above. Continuing to use the App after a change means you accept the revised Terms.

Contact

Questions about these Terms? Email auspoapps@gmail.com. You can also read the Privacy Policy.